EOBI Pension Status Check, Verification and Payment Increase Update
EOBI Pension
Great news for EOBI pensioners the minimum pension has been officially increased from Rs. 10,000 to Rs. 11,500 per month in 2025, and arrears for previous unpaid months are also being cleared. This means pensioners will not only receive the updated amount but also extra pending dues in their bank accounts.
Pensioners can now easily check their EOBI pension status and verification online by CNIC through the official facilitation system. With just a CNIC number, retirees can confirm whether the new amount has been credited, view contribution records, and track arrears. The system is user-friendly, making it simple for elderly pensioners and their families to stay updated without visiting EOBI offices.
What is EOBI and Why Was It Created?
EOBI was established in 1976 under Article 38(C) by the Government of Pakistan to protect private-sector workers after retirement. Its headquarters is located in Karachi, but the system is applicable all across Pakistan.
The core purpose of EOBI is to provide old-age benefits, survivor support, and social insurance so that workers who contribute during their employment years can live a financially secure life after retirement.
Who Can Get EOBI Pension? Eligibility Criteria 2025
To qualify for EOBI benefits, an employee must:
- Work with an EOBI-registered employer (5 or more employees).
- Contribute to EOBI for at least 15 years for a lifelong pension.
- Retirement age: 60 years for men, 55 years for women, 55 years for mine workers.
- If service is less than 15 years, workers may qualify for a one-time Old Age Grant instead of a monthly pension.
This ensures that only insured employees receive benefits and the fund remains sustainable.
Who Can Get EOBI Pension? Eligibility Criteria 2025
To qualify for EOBI benefits, an employee must:
- Work with an EOBI-registered employer (5 or more employees).
- Contribute to EOBI for at least 15 years for a lifelong pension.
- Retirement age: 60 years for men, 55 years for women, 55 years for mine workers.
- If service is less than 15 years, workers may qualify for a one-time Old Age Grant instead of a monthly pension.
This ensures that only insured employees receive benefits and the fund remains sustainable.
Types of EOBI Pensions & Benefits in 2025
EOBI offers four main pension categories to cover different needs:
- Old Age Pension – A lifelong monthly income after completing the required years of contribution.
- Old Age Grant – A lump sum paid once to those who reach retirement age but haven’t completed 15 years of contributions.
- Survivor Pension – Monthly financial support for the spouse or dependents of a deceased insured employee.
- Invalidity Pension – A pension for workers who are permanently disabled and unable to continue working (requires at least 5 years of contribution).
📌 Tip: Many people confuse Old Age Grant with Old Age Pension. Remember: Grant = one-time payment, Pension = monthly income.
EOBI Contributions: Employer & Employee Share
EOBI pensions are funded through contributions made by both employers and employees.
| Contributor | Percentage of Minimum Wage | Example (Rs. 13,000 wage) |
|---|---|---|
| Employer | 5% | Rs. 650 |
| Employee | 1% | Rs. 130 |
So every month, Rs. 780 goes into the system for a single worker — building their retirement security.
How to Check EOBI Pension Status by CNIC
One of the most useful features is the ability to check your EOBI pension online using your CNIC. Here’s how:
- Visit the official EOBI portal.
- Select the “EOBI Pension Verification / Check by CNIC” option.
- Enter your CNIC number and submit.
- You’ll see your individual information, contribution history, and pension amount.
This process makes it simple to confirm whether your pension has been credited and whether any arrears are pending.
How to Login & Verify Your EOBI Account
For registered employees, the EOBI login system provides secure access to personal pension records.
- User ID: CNIC number.
- Password: Created during account setup.
- Enter details on the EOBI facilitation system, complete the CAPTCHA, and click Login.
Through this system, pensioners can track contributions, update personal details, and monitor monthly disbursements without visiting physical offices.
EOBI Pension Increase Notification 2025
The National Assembly of Pakistan approved an increase in the minimum EOBI pension in 2025.
| Pension Type | Old Minimum | New Minimum | Monthly Difference |
|---|---|---|---|
| Base Pension | Rs. 10,000 | Rs. 11,500 | + Rs. 1,500 |
This uplift is a welcome relief for retirees, helping them manage essential expenses amidst inflation.
Understanding Arrears and Pending Dues
Along with the pension increase, pensioners will also receive arrears (pending dues from previous months).
How arrears are calculated:
- Find the gap: Rs. 11,500 − Rs. 10,000 = Rs. 1,500.
- Count the months: Check your SMS or official notice for unpaid months.
- Multiply: Rs. 1,500 × number of unpaid months.
👉 Example: If the increase was approved 4 months earlier but not yet paid, arrears = Rs. 1,500 × 4 = Rs. 6,000.
Payments are usually credited automatically with the next pension cycle.
EOBI Facilitation System: Services for Pensioners
The digital EOBI facilitation system allows pensioners and employers to:
- Track contributions and disbursement history.
- Verify employer registration.
- Update personal records (address, mobile number, bank details).
- Download statements for reference.
This system improves transparency and ensures timely pensions without unnecessary delays.
EOBI Registered Employers & Employee Rights
Employers with 5 or more workers must register them with EOBI.
- They deduct and submit contributions monthly.
- Failure to register can lead to legal penalties.
- Employees can confirm whether their employer is registered through the EOBI portal.
This protects workers’ rights and ensures they don’t miss out on pension benefits later.
Conclusion
The EOBI pension system is a lifeline for thousands of workers in Pakistan. With the 2025 increase from Rs. 10,000 to Rs. 11,500 and arrears settlement, retirees gain much-needed financial relief.
By regularly using the EOBI facilitation system for verification, employees and pensioners can ensure timely payments and avoid delays. For workers and employers alike, EOBI remains a symbol of financial security, social insurance, and dignity in retirement.
FAQs: EOBI Pension 2025
Q1: What is the latest update about the EOBI pension in 2025?
The minimum pension has been raised from Rs. 10,000 to Rs. 11,500, and arrears of pending dues will also be paid.
Q2: How can I check my EOBI pension status?
You can check your pension status by visiting the official EOBI portal, entering your CNIC, and viewing your payment and verification details.
Q3: When will the arrears be paid?
Arrears are usually credited along with the next pension cycle. Pensioners should check their bank SMS alerts or EOBI online status for confirmation.
Q4: Can I check EOBI pension without visiting the office?
Yes, the EOBI facilitation system allows pensioners to verify their payments, contributions, and arrears online without going to the office.
Q5: What should I do if my CNIC is not showing on the portal?
Make sure your CNIC is updated with NADRA and matches the details in your EOBI records. If the issue continues, contact your nearest EOBI facilitation center.
Q6: Who can receive EOBI pension after the pensioner’s death?
The spouse or dependents of the deceased pensioner are eligible for a Survivor Pension under EOBI rules.
Q7: What types of pensions does EOBI offer?
EOBI provides Old Age Pension, Survivor Pension, Invalidity Pension, and Old Age Grant (one-time payment).
